Visa Survey Finds Stablecoin Interest Doubles With Fraud Protections

Visa said U.S. consumers would be far more willing to use stablecoins for international money transfers if the digital currencies carried bank-style protections, according to its "Money Travels 2026" report, as reported by Small Business Trends.

The survey of more than 2,000 U.S. consumers found that stated intent to use stablecoins rose from 36% to 56% when respondents were told the assets would be backed by safeguards such as bank-level fraud protection and deposit insurance.

Security concerns run through the findings. Nearly half of those surveyed said they worry about the safety of sending money abroad, and 36% said they had experienced fraud during a money transfer. About 24% reported receiving fraudulent AI-generated messages tied to transfers, and nearly half said they were concerned about deepfakes used to impersonate relatives.

Trust in the provider mattered more than the technology for 64% of respondents. Traditional banks were trusted by 61% and global payment networks by 60%. More than half of those surveyed had never heard of stablecoins.

"Remittances are a lifeline," said Vira Platonova, global head of Visa Direct.

This story was first reported by Small Business Trends.