PayPal Survey Finds 58% More Worried About Holiday Finances
Just over a third of respondents, 36%, said they plan to set a holiday shopping budget and stick to it, according to the same survey.
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More than half of respondents to the PayPal 2026 Holiday Shopping Survey said they are more concerned about their finances heading into the holiday season, CNBC reported on October 14, 2026.
The survey found 58% of respondents were more worried about money this holiday season, while 36% of shoppers said they plan to set a holiday shopping budget and stick to it.
Alongside the survey figures, CNBC Select reviewed budgeting tools suited to different spending styles. Rocket Money offers a free tier with basic budgeting and spending tracking, with a Premium plan running $7 to $14 a month and bill negotiation priced at 35% to 60% of first-year savings. YNAB, built around zero-based budgeting, costs $14.99 a month or $109 a year and includes a 34-day free trial, with 12 months free for college students.
Goodbudget applies the envelope method digitally, offering 20 envelopes free and unlimited envelopes for $10 a month or $80 a year. PocketGuard Premium costs $12.99 a month or $74.99 annually after a seven-day trial. Honeydue, aimed at couples, is free with optional user contributions.
This story was first reported by CNBC.
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